If you are facing foreclosure the best advice we can give you is ACT NOW! Many people facing foreclosure simply do nothing and hope for a miracle.
Don’t fall into that trap!
Some homeowners seek advice only from a lawyer (and why not – a lawyer is supposed to have all the answers, right?) Some homeowners might act on advice and file bankruptcy thinking that all their problems are now solved.
Bankruptcy will only delay the foreclosure by 1-2 months; however, your credit will be destroyed for the next 7 to 10 years!
The end result is almost always that the property still goes to auction, and you now have a bankruptcy in addition to the foreclosure on your credit report.
In almost ALL cases, the best thing for a homeowner to do when facing foreclosure (assuming that the homeowner’s loss of income is not temporary), is to SELL THE PROPERTY! You’ll avoid having a foreclosure and possibly a bankruptcy on your credit report.
Many times we can even get you cash back more moving expenses, so you can get on with your life without this major problem. We also have other programs that help repair your credit. Also, because we have an ongoing inventory of houses, we can help you move into another home with a fresh start.
In most situations, we can even help when there is no equity in the house. You may have been contacted by other investors, especially if the foreclosure process has gone public. Unlike other investors, we will not try to take advantage of your unfortunate situation. We simply try to figure out a mutually beneficial solutions so you can move on with your life.
If your house payments are more than a month or two behind, your lender has probably already started the foreclosure process. As time passes, many thousands of dollars in penalties and legal fees can be added to the balance you owe. Every single day, extra interest is added! The longer you wait, the harder it is for us to help you. To avoid this, you must act quickly.
CALL NOW for a no obligation consultation and see how we can save your credit from foreclosure before it is too late. Call now for a FREE CONSULTATION to see if we can help you avoid foreclosure. There are many solutions available. You do have choices. Act now by contacting us at 303-525-8508 for Dave or 303-500-2340 for Lorie or DaveandLorie@CreativeEquitySolutions.com
Note: We are not attorneys. We strongly suggest that you consult a competent specialist attorney in addition to talking with us. We can provide you with a referral if needed.
Please read over this government required disclosure:
MORTGAGE ASSISTANCE RELIEF SERVICES DISCLOSURE – INITIAL
The following disclosure is being made pursuant to the Federal Trade Commission’s Mortgage Assistance Relief Services (“MARS”) Rules (16 C.F.R. Part 322).
IMPORTANT NOTICE: Before utilizing this service, consider the following information:
Creative Equity Solutions, LLC does not and cannot charge you any upfront fees in conjunction with agreeing to purchase your dwelling via a short sale or for providing you any other type of mortgage assistance relief service.
Creative Equity Solutions, LLC is NOT associated with any government agency or program. Nor is Creative Equity Solutions, LLC approved by the government or your lender(s).
Even if you accept this offer and utilize our service to sell your dwelling via a short sale, your lender may not agree to change your loan or approve the short sale.
Creative Equity Solutions, LLC cannot and will not provide you with legal advice or representation.
At this time no one knows how long it will take to complete the short sale. There is no guarantee that the short sale or any other type of mortgage assistance relief service will be approved by your lender(s).
You may stop doing business with us at any time with regard to the short sale, our short sale negotiation services (if any),or real estate brokerage services (if any) which are being provided to you as a part of our effort to buy your house.
You may accept or reject the offer of mortgage assistance including the short sale approval that we may obtain from your lender or servicer. If you accept our offer, you may have to pay us a fee of $ 0.00 (zero dollars) for our short sale negotiation services. This fee (if any) and all other fees associated with the short sale of your dwelling will be listed on the HUD 1 closing statement.
If you stop paying your mortgage, you could lose your home and damage your credit rating.
Any decision to stop or limit communication with your lender should be determined by you and your legal counsel in accordance with the Fair Debt Collection Practices Act.
Dwelling Owner hereby acknowledges that he/she/they have read, understood and received a copy of this MARS Disclosure – Part 1.
Contact Us Today at 303-525-8508 for Dave or 303-500-2340 for Lorie or